Buscar recursos académicos

Abstract The accelerated digital transformations of the last decade have prompted central banks to rethink their role in the modern economy, leading to the development of digital currencies (CBDCs). This paper analyz...

Traditionally, the social effect of banking activity is associated with microfinance. This stream line is started from the 70th of the XX century, when microfinance became the tool of the private entrepreneurship develop...

Mobile banking has become increasingly popular in Malaysia due to its convenience and efficiency. However, persistent security concerns such as vulnerabilities to cyber attacks, malware and phishing affect user trust and...

This article examines the introduction of Jamaica’s central bank digital currency (CBDC), Jamaica Digital Exchange (JAM-DEX), to show how monetary innovation is embedded in questions of sovereignty, class, race, and re...

Abstract Credit risk assessment is a critical function in financial analytics, requiring models that can adapt to diverse borrower profiles while providing clear and interpretable insights. Although a range of data drive...

Tracking of Regional Transfer Funds from the Central Government to Regional Governments cannot be carried out optimally which causes the potential for fraud. The tracking in question is related to how long the funds have...

In this paper the author presents the basic characteristics of debt securities and shares and analyses the amount, structure and characteristics of the securities portfolio in Croatian banks in period from 1993 to 2004. ...

The advance of the agricultural frontier and deforestation are leading to the loss of native forests in the Monte desert (Argentina). Recently, revegetation with native material has emerged as an option to reverse landsc...

In this paper we study dollarization as a commitment device that the Central Bank could use to avoid getting involved in an undesirable banking-sector bailout. We show how a political process could induce an equilibrium ...

En este trabajo se investiga cómo el régimen cambiario y la existencia de información imperfecta respecto de los fundamentals de la economía afecta la probabilidad de ocurrencia de una crisis gemela. Se demuestra que...

The paper combines a brief review of basic monetary theory, a discussion of the critical monetary and banking experience undergone by Argentina between 1980 and 2002, an essay on the stability of velocity of circulation ...