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This study reveals the long-term effects of several variables on Non-Performing Loans (NPLs) in Islamic banks (IBs) and conventional banks (CBs) in Malaysia. Using the Autoregressive Distributed Lag (ARDL) technique, the...

Interest rates on corporate bank loans in Croatia are rarely discussed in terms of interdependence of the functioning between the financial and the real sectors of national economy.The aim of this paper is to expand know...

This study re-examines the macroeconomic variables those explaining the outstanding balance of non-performing loans (NPL) in Malaysia, namely interest rate, unemployment rate, output, and price level. It covers 11 financ...

This study aims to determine and analyses the effect of Fintech Peer to Peer Lending, Bank Digitization and Non-Performing Loans on Banking Financial Performance (Return on Asset) at KBMI 4 Commercial Banks in 2019-2023....

Since 2000, the ratio of debt to income among Malaysian households has been showing an upward trend. This paper examines the factors affecting accumulation of household loans into two main categories, housing loans and c...

The article examines the impact of the war on the financial sector of Ukraine, systematizes the mechanisms of manifestation of this impact. The features of the impact of the war on the financial sector of Ukraine are rev...

Traditionally, the social effect of banking activity is associated with microfinance. This stream line is started from the 70th of the XX century, when microfinance became the tool of the private entrepreneurship develop...

Forecasts predict we will need 790,000 pilots by 2037. This prediction means airlines will need to increase pilot levels by 267%. Finding a solution to this pilot shortage requires the aviation community to address limit...

Abstract Credit risk assessment is a critical function in financial analytics, requiring models that can adapt to diverse borrower profiles while providing clear and interpretable insights. Although a range of data drive...

Aurora Layar Group (Aurora) had been experiencing losses for three consecutive years since 2017. Among factors contributing to these losses were high depreciation due to high capital expenditure and recognition of impair...

Due to climate change and human activities, the grasslands of the Qinghai-Xizang Plateau have experienced varying degrees of degradation, which has significantly reduced livelihoods of the herder households. Herders are ...

This article assesses the current state of botanical collections in Argentine herbaria, with a particular focus on data and image digitization, collection management, and the publication of information through publicly a...

The aim of the article is to determine the institutional foundations for the formation of the state aid statistics system to support the implementation of research projects and innovations by business entities in the EU,...

The article is devoted to the topical issues of state support for scientific, technical and innovative activities in order to create a favorable environment for the development and implementation of new technologies and ...

This study utilizes a qualitative approach to examine the customary practice of land pawning in Semoyo Village. This practice is based on traditional institutions passed down for generations. It involves the direct trans...

This study examined the management of conflicts between rural farmers and herders in Nigeria. Data were collected through a survey of 300 farmers selected using multistage sampling procedure. Data analysis included the u...

Abstract Given their attractiveness as a source of financing for the least developed countries, multilateral development banks (MDBs) have grown in quantity and size supported by their sources of financing. We believe th...

This paper examines and critically analyzes the housing policies outlined in the Seventh Five-Year Development Plan of the Islamic Republic of Iran. In light of the country's rapid population growth, urban expansion, and...

The 2008 Global Financial Crisis significantly disrupted the international banking system, exposing vulnerabilities related to excessive risk-taking, inadequate regulation, and insufficient capital reserves. Although ...

Liquidity and profitability are contemporary issues in the banking sector of emerging countries. We examine how Basel III liquidity regulation, as reflected in the liquidity coverage ratio (LCR) and non-performing assets...