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Materias / palabras clave: Mortgage loans; Credit; Law and legislation; Spain; Préstamos hipotecarios; Créditos; Legislación; España

This study aims to determine and analyses the effect of Fintech Peer to Peer Lending, Bank Digitization and Non-Performing Loans on Banking Financial Performance (Return on Asset) at KBMI 4 Commercial Banks in 2019-2023....

Since 2000, the ratio of debt to income among Malaysian households has been showing an upward trend. This paper examines the factors affecting accumulation of household loans into two main categories, housing loans and c...

The article examines the impact of the war on the financial sector of Ukraine, systematizes the mechanisms of manifestation of this impact. The features of the impact of the war on the financial sector of Ukraine are rev...

Traditionally, the social effect of banking activity is associated with microfinance. This stream line is started from the 70th of the XX century, when microfinance became the tool of the private entrepreneurship develop...

Forecasts predict we will need 790,000 pilots by 2037. This prediction means airlines will need to increase pilot levels by 267%. Finding a solution to this pilot shortage requires the aviation community to address limit...

Abstract Credit risk assessment is a critical function in financial analytics, requiring models that can adapt to diverse borrower profiles while providing clear and interpretable insights. Although a range of data drive...

Aurora Layar Group (Aurora) had been experiencing losses for three consecutive years since 2017. Among factors contributing to these losses were high depreciation due to high capital expenditure and recognition of impair...

One of the activities of the cooperative is to offer loans to customers and make loans based on several requirements that must be met by applicants who wish to borrow. So far, in determining the provision of cooperative ...

Due to climate change and human activities, the grasslands of the Qinghai-Xizang Plateau have experienced varying degrees of degradation, which has significantly reduced livelihoods of the herder households. Herders are ...

The purpose of the article is to investigate the application of financial analysis as a tool for ensuring the economic security of small agricultural enterprises in Ukraine, identify existing problems and define prospect...

This article assesses the current state of botanical collections in Argentine herbaria, with a particular focus on data and image digitization, collection management, and the publication of information through publicly a...

The aim of the article is to determine the institutional foundations for the formation of the state aid statistics system to support the implementation of research projects and innovations by business entities in the EU,...

The article is devoted to the topical issues of state support for scientific, technical and innovative activities in order to create a favorable environment for the development and implementation of new technologies and ...

Objetivo/contexto: El artículo se enfoca en explicar y describir el vínculo entre política exterior y cooperación al desarrollo, a partir de la identificación y el análisis de las distintas rationales que dan senti...

This study utilizes a qualitative approach to examine the customary practice of land pawning in Semoyo Village. This practice is based on traditional institutions passed down for generations. It involves the direct trans...

This study examined the management of conflicts between rural farmers and herders in Nigeria. Data were collected through a survey of 300 farmers selected using multistage sampling procedure. Data analysis included the u...

Abstract Given their attractiveness as a source of financing for the least developed countries, multilateral development banks (MDBs) have grown in quantity and size supported by their sources of financing. We believe th...

This paper examines and critically analyzes the housing policies outlined in the Seventh Five-Year Development Plan of the Islamic Republic of Iran. In light of the country's rapid population growth, urban expansion, and...

The dissolution of the USSR and the transition from a planned to a market economy gave rise to significant changes across all areas of people’s daily lives in Kyrgyzstan. These processes have influenced its social inst...