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Digital technologies are advancing at an astonishing rate. with the help of these new technologies, it has been possible to increase the production of solar energy, which leads to lower costs for the population for ele...

Humans are the expression of their thoughts, influenced by the specific risks of this society: conventional risks, such as the economic crisis, the pandemic, and military conflicts, or unconventional risks, such as cyb...

The digital transformation of Romanian small and medium-sized enterprises (SMEs) has become a key driver of competitiveness, innovation, and long-term sustainability. This research explores the impact of digitalization...

Digital transformation changed the way individuals manage money and make financial decisions. The evolution of financial technologies (fintech), artificial intelligence and mobile banking applications introduced new to...