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This study aims to determine and analyses the effect of Fintech Peer to Peer Lending, Bank Digitization and Non-Performing Loans on Banking Financial Performance (Return on Asset) at KBMI 4 Commercial Banks in 2019-2023....

Abstract The accelerated digital transformations of the last decade have prompted central banks to rethink their role in the modern economy, leading to the development of digital currencies (CBDCs). This paper analyz...

First, COVID-19 and then the full-scale war in Ukraine had a significant impact on the online civic and political activity of Ukrainians. In the face of restrictions on traditional forms of civic and political engagement...

The article is devoted to the content transformation of the concept of competitiveness of higher education institutions in the context of digitalization and the search for conceptual foundations for its systematization. ...

This article assesses the current state of botanical collections in Argentine herbaria, with a particular focus on data and image digitization, collection management, and the publication of information through publicly a...

This study aims to examine the implementation of child support rights protection after divorce in Indonesia within the context of the digital era through field research. A qualitative approach was used to gain an in-dept...

The purpose of this article is to study the peculiarities of the functioning of Ukraine's public finance system under martial law, identify key challenges associated with high levels of economic and social uncertainty, a...